For anyone looking to stop worrying about money and make work optional
You’ve saved. You’ve worked hard. So why does retirement still feel out of reach?
Even with diligent saving and investing, many Singaporeans find retirement planning daunting. This guide offers a clear, practical roadmap tailored to your needs.
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Build a realistic plan to retire with confidence, even if you’re not sure where to start
Maybe you’re not ready to quit tomorrow. But you want to know that if you had to, you could. This guide helps you make sense of key financial areas Singaporeans often overlook, from understanding how much CPF and SRS can really cover, to how rising costs and healthcare needs could affect your retirement plans.
Inside, you’ll learn how to:
How to work out your ideal monthly retirement spending based on your current lifestyle, not random benchmarks
What your CPF and savings might actually cover (and where the gaps are)
How to assess your net worth properly and plan realistic targets from here
Whether you can retire in Singapore, or if it makes sense to explore alternatives
What to prioritise over the next 5 to 10 years if you’re serious about retiring earlier or better
No get-rich-quick schemes. No fluff. Just practical, real-world financial strategies you can start applying today.
Who This is For
Mid-career professionals who are financially stable but not confident about retirement
People who want to take stock, fix the gaps, and move forward with a clearer plan
Anyone who’s been feeling uneasy about whether Singapore is still affordable to grow old in
If any of this sounds familiar, Retire By 50 will give you the clarity and confidence to take control of your financial future.
What You’ll Get
A practical guide for Singaporeans who want to retire earlier or with more confidence, without guesswork
Retirement spending planner that helps you estimate what your monthly needs might actually look like
CPF and net worth snapshot tool to help you understand what you already have, and whether it’s enough
A simple calculator to work out how much you need to retire and track your progress
Audiobook version so you can go through the guide while commuting or winding down
No jargon, no get-rich-quick ideas. Just a clear framework built for Singapore’s real cost of living.
This book is not just a comprehensive guide to achieving financial independence and building a secure future, it is Christopher’s personal testimony on how he has done it. He shares his personal journey and provides practical advice on managing money, investing wisely, and planning for retirement. Whether you are just starting out or looking to improve your financial situation, this book offers valuable insights and actionable steps to help you reach your goals. I have enjoyed reading this book and highly recommend it to anyone seeking financial freedom and peace of mind.
Christopher How has penned a work that is highly readable and personable, yet full of wisdom, practical advice and useful tools. Christopher has uncovered the truth that financial security is not about a number that can be calculated, because priorities and circumstances change. Rather, it is having the right mindsets, habits and personal systems to set one on a winning path, no matter what happens. This book is a great read for anyone starting to think about personal finance, regardless of level of knowledge or experience.
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This book offers valuable insights and actionable steps to help you reach your goals.
Here’s everything included
Unlock Financial Success
Retire By 50 PDF Book
A step-by-step guide to financial freedom and early retirement based on my own financial journey over the past 10 years
5 FREE Bonuses to Fast Track Your Financial Journey
Retire By 50 Audiobook
Listen to the book on the go
Financial Templates & Worksheets
Use my templates to simplify your financial journey
Instructional Video Tutorials
Walkthrough on how to use all my templates effectively
Access to Retire By 50 Community (70+ members and growing)
Connect with like-minded individuals who are on similar financial journeys
Everything you need to start working towards financial freedom, without spending months figuring it out on your own.
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